Low Intro APR

0% Intro APR† on Purchases and Balance Transfers for 6 months. Balance Transfers must be made at time of application. After the Intro Period, a variable APR between 14.99% and 23.24%† will apply.

Your Union Power - Every Day℠

The I.U.P.A. MasterCard® offers purchasing power, competitive rates and exclusive benefits designed for union members. It's the only card endorsed by the unions of the AFL-CIO, and to apply is just a click away.

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Triple Plus VALUE℠

Exclusive union member rates
No Annual Fee†

Triple Plus PROTECTION℠

A special Review Committee at Union Privilege®* that helps ensure you get the benefits you need
$0 Liability Protection for Lost or Stolen Cards
Union SAFE Program from Union Privilege helps protect you in tough times

Triple Plus SERVICE℠

All calls are answered by representatives here in the USA
If you ever have a dispute with a merchant, we'll be here to help

APPLY TODAY. CALL 1-800-757-0143 or click the button to apply. APPLY TODAY

†All rates accurate as of 7/31/2010. The Introductory APR on credit card purchases and balance transfers for the first six months from your Account opening date, does not apply to cash advances. After the Introductory Period, your Introductory APR on credit card purchases will increase to the variable Purchase APR which is 14.99%, 16.99%, 20.24% or 23.24%, and your Introductory APR on balance transfers will increase to the variable Balance Transfer APR which is 14.99%, 16.99%, 20.24% or 23.24%, depending upon your creditworthiness. For Balance Transfers posting to your Account during the first six months from Account opening, the Balance Transfer Fee is $10 or 3% of each transfer, whichever is greater. For Balance Transfers posting to your Account after the first six months from Account opening, the Balance Transfer Fee of $10 or 4% of each transfer, whichever is greater, will apply, unless otherwise disclosed. The variable Cash APR for cash advances is 23.99%. The Cash Advance Fee for cash advances is $10 or 4% of each cash advance, whichever is greater. The variable Penalty APR is 24.99%. The Minimum Interest Charge is $1. The Foreign Transaction Fee is 1% of the U.S. dollar amount on transactions made in a foreign currency. We may end your Introductory APR and apply the variable Penalty APR to future transactions if you fail to make Minimum Payments to us when due.

Union Plus Credit Card is committed to safeguarding your privacy online. If you would like more information, please view the Union Plus Credit Card Privacy Statement at unionpluscard.com.

*Who is "Union Privilege?" Union Privilege is the non-profit organization established to create and oversee member benefit programs for working families. Union Privilege uses the strength of millions of union members nationwide to negotiate for these valuable consumer benefits. Union Privilege is responsible for the operation and administration of Union Plus Union Safe benefits. For details and eligibility requirements, visit www.UnionPlus.org.

Union Plus is a registered trademark of Union Privilege. Triple Plus Value and Triple Plus Protection are registered servicemarks of HSBC Finance Corporation. MasterCard is a registered trademark of MasterCard International, Incorporated.